The Shortest Path to Becoming a Tier 1 Financial Institution
Pre-built banking rails, compliance frameworks, and API integrations. Launch your fintech in weeks, not years.
The Global Banking Grid.
One API. Five Jurisdictions. Infinite Liquidity.
A curated network of Tier 1 safeguarding institutions. Due to the exclusive nature of our agreements, we do not list partners publicly—but these are the same FCA and Central Bank authorized institutions that power the world's largest fintechs.
UK Tier 1 Rails
Direct Safeguarding Accounts via FCA-Authorized EMIs. Access to FPS, CHAPS, and BACS.
EEA SEPA Network
Instant Euro Settlement via licensed European Credit Institutions.
UAE/GCC Settlement
Dirham clearing and FX liquidity via Central Bank & VARA-aligned partners.
North American Access
FINTRAC-compliant reporting and CAD rails for MSBs.
Digital Asset Rails
Institutional-grade settlement for Crypto-to-Fiat and Stablecoin flows.
Why VeriRail
Everything You Need to Launch
Stop building infrastructure. Start building your product.
Bank Negotiation Ready
Skip the 6-month bank integration process. Our pre-negotiated agreements give you institutional banking access from day one.
- Pre-approved credit lines
- Volume-based pricing locked in
- Compliance frameworks included
Universal API Gateway
One API to rule them all. Connect to multiple banking partners through a single, unified interface.
- RESTful API design
- Real-time webhooks
- Comprehensive SDKs
License Support
Navigate the regulatory maze with expert guidance. From FCA to EMI licensing, we've got you covered.
- FCA authorization support
- EMI license guidance
- Ongoing compliance monitoring
Developer Experience
One API.
Infinite Possibilities.
Our unified API abstracts away the complexity of multiple banking partners. Send payments, manage accounts, and handle compliance—all through a single integration.
Lightning Fast Integration
Go live in days, not months
Multi-Currency Support
30+ currencies out of the box
Enterprise Security
SOC 2 Type II compliant
// Initialize VeriRail client
import { VeriRail } from '@verirail/sdk';
const client = new VeriRail({
apiKey: process.env.VERIRAIL_API_KEY
});
// Create a payment
const payment = await client.payments.create({
amount: 10000,
currency: 'GBP',
destination: {
iban: 'GB82WEST12345698765432',
name: 'Acme Corp'
}
});
// Payment processed through optimal route
console.log(payment.id); // "pay_1a2b3c4d"Battle-Tested Infrastructure
Built for Scale, Proven in Production
Our infrastructure processes millions in transactions daily, with enterprise-grade reliability you can count on.
Learn
Playbooks & Glossary
Deep dives on safeguarding accounts, licensing, and the 12-week path to launch. Plus a glossary of key terms.
MSB Banking Guide
The Definitive Guide to Securing Safeguarding Accounts. Why 90% of MSB applications are rejected—and the VeriRail Method.
Read moreFintech Licensing Guide
Global Licensing: FINTRAC, FCA, and VARA. Capital requirements, timelines, and Tech Audit solution.
Read moreLaunch Neobank Guide
12-week timeline: from incorporation to first transaction.
Read moreGlossary
Key fintech and banking terms—safeguarding, FBO, VARA, EMI, and more.
Read moreTime to Market
12 Months vs 12 Weeks
The traditional path to banking infrastructure takes over a year. With VeriRail, you launch in weeks.
Traditional Path
With VeriRail
The Real Cost of DIY
Hidden Costs That Kill Startups
Building banking infrastructure yourself isn't just slow—it's expensive in ways you don't see until it's too late.
Team Expansion
Building in-house requires 5-10 specialists. Compliance officers, integration engineers, relationship managers.
Opportunity Cost
Every month spent on infrastructure is a month not building your core product and acquiring customers.
Compliance Risk
One compliance mistake can cost millions in fines. And you're learning on the job.
Maintenance Burden
Banking integrations break. APIs change. Regulations update. It never ends.
Pricing
Transparent Pricing. No Surprises.
Choose the plan that fits your stage. Scale up seamlessly as you grow.
Starter
For early-stage fintechs validating their model
- 1 banking partner
- Up to $1M monthly volume
- Standard API access
- Email support
- Basic compliance toolkit
Growth
For scaling fintechs with proven traction
- 3 banking partners
- Up to $10M monthly volume
- Priority API access
- Dedicated support
- Full compliance suite
- Custom webhooks
- White-label options
Enterprise
For established players needing full control
- All banking partners
- Unlimited volume
- Dedicated infrastructure
- 24/7 phone support
- Custom SLA
- On-premise options
- Dedicated success manager
About VeriRail
Built by Operators,
For Operators
We've spent years building fintech products the hard way—negotiating with banks, wrestling with compliance, debugging payment failures at 3am.
VeriRail is the infrastructure we wish existed when we started. We built it so you can focus on what matters: your customers.
FAQ
Frequently Asked Questions
Everything you need to know about VeriRail
What is VeriRail?
VeriRail is a Banking-as-a-Service (BaaS) platform that provides pre-built banking rails, compliance frameworks, and API integrations. We help fintechs launch in 7-12 weeks instead of the traditional 12-18 months by providing pre-integrated banking partners and a universal API gateway.
How long does it take to integrate with VeriRail?
With VeriRail, you can launch in 7-12 weeks. This includes API integration (1-2 weeks), compliance review (2-3 weeks), and testing & go-live (2-4 weeks). Traditional banking integration typically takes 12-18 months.
Which banking partners does VeriRail work with?
We operate a curated network of Tier 1 Safeguarding Institutions across the UK, EEA, and UAE. Due to the exclusive nature of our volume agreements, we do not list them publicly. These are the same FCA and Central Bank authorized institutions that power the world's largest fintech unicorns. Book a Technical Review and, based on your license type, we will reveal the specific rails available to you.
How much does VeriRail cost?
VeriRail offers three pricing tiers: Starter at $2,500/month (1 banking partner, up to $1M volume), Growth at $8,500/month (3 banking partners, up to $10M volume), and Enterprise with custom pricing for unlimited volume and all partners.
Is VeriRail a bank or regulated financial institution?
No, VeriRail is a middleware technology provider, not a bank, payment service provider, or regulated financial institution. We do not hold deposits or custody client funds. All banking and payment services are provided by our authorized financial partners and regulated banking institutions.
What currencies and jurisdictions does VeriRail support?
VeriRail supports 30+ currencies across five jurisdictions: UK Tier 1, EEA SEPA, UAE/GCC, North America, and Digital Asset rails. Our curated network enables multi-currency accounts, cross-border payments, and institutional liquidity. Book a Technical Review to see the exact rails for your use case.
Get Started Today
Join the fintechs building the future of financial services. Your journey to becoming a Tier 1 financial institution starts here.
Book a Demo
30-min call to understand your needs
Technical Review
We assess your architecture
Integration Plan
Custom roadmap for your launch
Go Live
Start processing payments
Scale
Add partners as you grow
Ready to Launch?
Book a free consultation with our team. No commitment, no sales pressure—just a conversation about how we can help you build.