Start a Fintech Playbook
How to Start a Neobank
The 12-Week Timeline: From Incorporation to First Transaction.
Weeks 1–4: Structure
Incorporate in your target jurisdiction, define your governance and UBO structure, and lock in your licensing path (FINTRAC, FCA, VARA, or equivalent). This is when you align your entity with what regulators and Tier 1 banks expect. VeriRail's License Support and compliance framework plug in here—so your structure is built to pass institutional scrutiny from the start.
Weeks 5–8: VeriRail Integration
API integration, compliance pack submission, and banking application through VeriRail's pre-vetted framework. You get one API for multiple Tier 1 rails (UK, EEA, UAE, North America, Digital Asset). We don't list our partners publicly—but we reveal the specific rails for your use case during the Technical Review. By the end of this phase, you have direct safeguarding accounts in your own name and a live technical connection.
Weeks 9–12: Go Live
Testing, certification, and first live transaction. VeriRail is non-custodial: your capital sits in Direct Safeguarding Accounts at the regulated institution. We never touch your funds. If VeriRail disappeared tomorrow, your accounts would remain with the bank. Go live with confidence that you own the relationship and the infrastructure.
The VeriRail Pitch
Week 1–4: Structure. Week 5–8: VeriRail Integration. Week 9–12: Go Live. You bring the capital; we provide the License Support, Compliance Framework, and Pre-Integrated Tier 1 Banking Rails. Book a Technical Review to get your 12-week roadmap.
Book a Technical Review